If you’re ready to start your holiday shopping, but you’re not ready to start paying for everything in full, make sure you check out Amazon Layaway! This is a year-round program offered by Amazon and there are no cancellation fees, credit checks or interest.
There are thousands of items available for layaway at Amazon. Simply click the “Reserve with Layaway” option and pay 20% of the cost at checkout. Then pay 20% again every two weeks until you’ve paid off the item over an eight week period. You also have the option to pay off your balance more quickly and receive the items sooner. Note that only items shipped and sold by Amazon are eligible for this program.
What if you need to cancel your layaway or are unable to make your payment?
They don’t charge any fees for overdue and canceled layaway purchases. They will send you an email to inform you if your payment is late. If you are in the overdue status, you won’t be able to make any additional layaway plans while your account is in this status. However, you can start making additional Amazon Layaway purchases one you get current.